Welcome to Savvy Economics. By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our website or our services.
Savvy Economics provides credit repair services, tradeline services, and credit-related consultation. Our services are designed to assist clients in improving credit profiles using lawful methods and ethical industry practices.
Savvy Economics does not guarantee specific outcomes, credit score increases, or approval for loans, financing, or credit products.
You must be at least 18 years old to use our services. By engaging our services, you confirm that you are legally capable of entering into a binding agreement.
All information provided by Savvy Economics is for general educational and service-related purposes only. Nothing provided by Savvy Economics should be construed as legal, tax, or financial advice.
You agree to:
Provide accurate and truthful information
Review your personal credit reports as requested
Respond promptly to necessary communications
Keep payment methods up to date
Maintain responsibility for final decisions related to your financial matters
Savvy Economics is not responsible for errors caused by inaccurate information supplied by clients.
All payments are due in advance unless otherwise agreed in writing.
Refunds are not guaranteed and are evaluated on a case-by-case basis. Payments made for services already performed are non-refundable.
Tradeline purchases are non-refundable once placement has been initiated.
You may cancel your service by submitting a written request. Services may be discontinued if payment is not made or if fraudulent activity is suspected.
Savvy Economics does not guarantee removal of any particular account, outcome, credit score improvement, or lender approval. All credit results vary by individual circumstances.
Tradeline services involve authorized user account placement. Savvy Economics does not own tradeline accounts and does not control lender or bureau reporting behavior.
Savvy Economics is not liable for:
Credit bureau actions
Creditor verification outcomes
Decisions made by lenders
Loss of financing opportunities
Indirect or incidental damages arising from service use
Total liability shall not exceed fees paid for the services provided.
All website content including text, branding, media, and design is the property of Savvy Economics and may not be used without written permission.
All personal data is handled in accordance with our Privacy Policy.
Savvy Economics reserves the right to update these Terms at any time without prior notice. Continued use of our website and services constitutes acceptance of updated terms.
These Terms shall be governed by and interpreted in accordance with the laws of the state or country where Savvy Economics operates.
If you have questions regarding these Terms, you may contact us using the information provided on our Contact page.
By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.
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